Is The Loftin permanent home HUD-compliant?

Yes. The Loftin is fully engineered to meet federal HUD code standards for safety, structural integrity, thermal efficiency, and electrical systems, making it eligible for conventional financing up to 95% LTV.

What are the floor plan dimensions and room counts for The Loftin?

The Loftin features 1,607 square feet of optimized interior space spread across two levels, including 4 private bedrooms, 3 full bathrooms, a fully equipped kitchen, living area, dining zone, pantry, and foyer.

What insulation and energy features are integrated into The Loftin?

The Loftin comes Energy Star certified with high-performance thermal insulation: R-38 roof insulation, R-21 exterior wall insulation, R-22 floor insulation, Ecobee smart thermostat, dual-pane Low-E windows, and 100% LED lighting throughout.

The Loftin HUD-Compliant Permanent Home Exterior

Foldum Permanent Home Series

The Loftin Permanent Home

A spacious 4-bedroom, 3-bathroom HUD-compliant prefabricated home engineered for family living, community developments, and rapid deployment.

4 Bedrooms

3 Full Bathrooms

1,607 Square Footage

Energy Star® Certified Build

Architectural Excellence & Practicality

High-Density Multi-Level Living Engineered for Scalability

The Loftin represents Foldum's commitment to dignified, permanent prefabricated housing. Designed across two spacious levels, this model delivers maximum living area within an efficient building footprint—making it ideal for multi-family infill, workforce communities, and municipal affordable housing programs.

Featuring four private bedrooms, three full bath environments, and an expansive ground-floor layout, The Loftin seamlessly connects a open-concept kitchen to the dining and living areas. Covered entries and integrated architectural details ensure long-term curb appeal and community integration.

70% Factory Built Precision-assembled off-site to reduce construction timelines and waste.

30% On-Site Completion Permanently anchored to your foundation with full utility integration.

HUD-Code Compliant Meets strict federal construction, safety, and thermal standards.

95% LTV Financing Eligible for 30-year conventional mortgage loans (Fannie Mae / FHA).

The Loftin Modern Prefabricated Home Exterior Perspective

Floor Plans & Visuals

Architectural Layout and Interior Elevations

Review the optimized spatial planning of The Loftin. Designed to offer privacy for large families or shared workforce residency without compromising open communal space.

The Loftin 2-Story Floorplan Layout Diagram

The Loftin Exterior Siding and Entry Design

Engineering Specifications

Built to Exceed Rigorous Industry Standards

Every Foldum permanent home is manufactured under factory-controlled quality management systems using commercial-grade structural components and energy-efficient building envelopes.

Construction & Structural Specs

Sidewall Height9' Wall Height

Exterior CladdingHardie® Cement Siding

Roofing MaterialClass A Fire-Rated Shingles

Roof Load Rating308 PSF Load Capacity

Exterior Framing2x6 Structural Construction

Interior Framing2x3 Partition Construction

Electrical Panel200 Amp Main Breaker Panel

Primary RoomsKitchen, Living, Pantry, Dining, Foyer

Energy Efficiency & Envelope Specs

Energy CertificationEnergy Star® Certified

Roof Thermal InsulationR-38 High-Efficiency Attic

Wall Thermal InsulationR-21 Exterior Wall Cavity

Floor Thermal InsulationR-22 Sub-Floor Thermal Layer

HVAC Climate ControlEcobee® Smart Thermostat

Glazing & WindowsDual-Pane Low-E Argon Windows

Interior Lighting100% Recessed LED Fixtures

Financing Eligibility30-Yr Mortgage (Fannie Mae/FHA)

Product FAQ

Frequently Asked Questions: The Loftin

Key information for project managers, developers, and global housing procurement teams.

What makes The Loftin suitable for large family housing or workforce projects?

The Loftin offers 1,607 square feet of efficiently planned interior space featuring 4 bedrooms and 3 full bathrooms. Its two-story vertical configuration maximizes density on smaller land parcels while maintaining separate private quarters and spacious communal areas.

What foundation type is required for installing The Loftin?

As a 30% site-finished permanent prefabricated home, The Loftin is designed to be installed on engineered permanent foundations (such as concrete slab, crawlspace, or stem wall systems) in full compliance with local building codes and HUD anchoring regulations.

How does the 70% off-site and 30% on-site build process work?

Approximately 70% of the building—including framing, insulation, electrical rough-in, windows, and core interior components—is constructed inside Foldum's climate-controlled manufacturing facility. The modules are then transported to the project site where localized trades complete the remaining 30% (foundation tie-ins, roof seaming, utility hookups, and final trim work).

Is The Loftin eligible for conventional 30-year home mortgages?

Yes. Because Foldum permanent homes meet federal HUD standards and attach permanently to real estate, buyers can access standard 30-year mortgage products including Fannie Mae MH Advantage®, Freddie Mac CHOICEHome®, and FHA Title II loans with up to 95% loan-to-value (LTV).